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TERMS AND CONDITIONS - Avalon Mortgage
 
   
 

Serving Forsyth, Fulton, and Gwinnett Customers with Home Mortgages since 1996

 
 
We have refinanced with Avalon multiple times, and our experiences could not have been better. Avalon's staff is honest, professional, and efficient. This is an exceptionally well-managed company.  - Waymon and Pat
 
 
 

Terms of Use

THE TERMS AND CONDITIONS SET FORTH BELOW (THE "TERMS") GOVERN YOUR USE OF THIS SITE ON THE WORLD WIDE WEB. THESE TERMS ARE A LEGAL CONTRACT BETWEEN YOU AND AVALONMORTGAGE.COM  AND GOVERN YOUR ACCESS TO, AND USE OF, THE MORTGAGELOAN.COM WEBSITE LOCATED AT THE URL: WWW.AVALONMORTGAGE.COM , TOGETHER WITH THE SERVICES AVAILABLE THROUGH THIS SITE .  IF YOU DO NOT AGREE WITH ANY OF THESE TERMS, DO NOT ACCESS OR OTHERWISE USE THIS SITE OR ANY INFORMATION CONTAINED ON THIS SITE. YOUR USE OF THIS SITE SHALL BE DEEMED TO BE YOUR AGREEMENT TO ABIDE BY EACH OF THE TERMS SET FORTH BELOW. AVALONMORTGAGE.COM MAY MAKE CHANGES TO THE CONTENT AND SERVICES OFFERED ON THIS SITE AT ANY TIME. AVALONMORTGAGE.COM CAN CHANGE THESE TERMS AT ANY TIME BY POSTING UPDATED TERMS OF USE ON THIS SITE WITH A CHANGE NOTICE AND MAY SEND REGISTERED USERS AN EMAIL NOTICE OF THE CHANGES. IF ANY MODIFICATION IS UNACCEPTABLE TO YOU, YOU SHALL CEASE USING THIS SITE. IF YOU DO NOT CEASE USING THIS SITE, YOU WILL BE CONCLUSIVELY DEEMED TO HAVE ACCEPTED THE CHANGE.

General Use Restrictions.

Password Restricted Areas of this Site.

You may need a password to login to this Site and to use certain functions and areas within this Site. You are responsible for maintaining the confidentiality of your password and account, and agree to notify Avalon Mortgage Inc.  if your password is lost, stolen, or disclosed to an unauthorized third party, or otherwise may have been compromised. You are responsible for all activities that occur under your account. You agree to immediately notify Avalon Mortgage Inc. of any unauthorized use of your account or any other breach of security in relation to this Site known to you.   You may reach us at 877-380-2564.

Privacy Policy.

 

2003 Avalon Mortgage Inc.'s Privacy Policy

 

We will NOT share your non-public personal information with others except by law.  The basis of your customer relationship with Avalon Mortgage is built on trust.  You have chosen to do business with Avalon Mortgage and we guard that relationship with great care, beginning with the information you have decided to share with us. As a matter of company policy, we do not share your non-public, personal information with any non-affiliated third party except as permitted by Title V of the Gramm-Leach-Bliley Act of 1999 and other applicable laws and regulations.

 

Non-public, personal information is information about you that we obtain in connection with providing you with a financial product or service.  Such information includes but is not limited to income, account balances, assets, insurance premiums, and payment histories.

 

We may collect non-public, personal information from the following sources:

  • Information that you provide to us, such as on applications or other forms,
  • Information about your transactions with us, our affiliates or others,
  • Or, information from others, such as credit bureaus, real estate appraisers, and employers.

 

To maintain security of customer information, we restrict access to your personal and account information to persons who need to know that information to provide you products or services.  We maintain physical, electronic, and procedural safeguards to guard information.  The confidentiality of your non-public, personal information will continue to be maintained consistent with this privacy notice even if you decide to become an inactive customer or close your accounts.

 

 

Third Party Content.

Certain information and other content that are not Submissions may be provided by third party licensors and suppliers to AVALONMORTGAGE.COM (“Third Party Content”). The Third Party Content is, in each case, the copyrighted and/or trademarked work of the creator/licensor. You agree to only display the Third Party Content on your personal computer solely for your personal use. You acknowledge and agree that you have no right to download, cache, reproduce, modify, display (except as set forth in this paragraph), edit, alter or enhance any of the Third Party Content in any manner unless you have permission from the owner of the Third Party Content. AVALONMORTGAGE.com DISCLAIMS ALL EXPRESS, IMPLIED AND STATUTORY WARRANTIES AND CONDITIONS WITH REGARD TO THIRD PARTY CONTENT, INCLUDING, BUT NOT LIMITED TO, ALL IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT.

Links to Third Party Sites.

This Site may be linked to other sites that are notAVALONMORTGAGE.COM sites. Mortgageloan.com is providing these links to you only as a convenience, and Mortgageloan.com is not responsible for such linked sites, including, without limitation, the content or links displayed on such sites.

Submissions.

You acknowledge that you are responsible for the information (including, without limitation, rates, APR and other loan information), opinions, comments and other content or material that you submit, upload, post or otherwise make available on or through the Site, such as in forums, blogs or directories (each a “Submission”) and through the services available in connection with this Site, and that you, and not AVALONMORTGAGE.COM, have full responsibility for each such Submission you make, including its legality, reliability, appropriateness, and trademark and copyright ownership. Unless otherwise explicitly stated herein or in AVALONMORTGAGE.COM Privacy Policy, you agree that any Submission provided by you in connection with this Site is provided on a non-proprietary and non-confidential basis. You hereby assign, transfer and convey to AVALONMORTGAGE.COM all your worldwide right, title and interest in and to your Submissions, and the complete right to exploit or otherwise use the Submissions or any portion thereof, in any form of medium, expression or technology now known or hereafter known or developed, and all contract and licensing rights. However, AVALONMORTGAGE.COM to use all of your Submissions in accordance with AVALONMORTGAGE.COM’S Privacy Policy applicable to personally identifiable information.

You further agree that you will not upload, post or otherwise make available on this Site any material protected by copyright, trademark, or any other proprietary right without the express permission of the owner of such copyright, trademark or other proprietary right owned by a third party, and the burden of determining whether any material is protected by any such right is on you. You shall be solely liable for any damage resulting from any infringement of copyrights, trademarks, proprietary rights, or any other harm resulting from any Submission that you make.

You represent and warrant that: (i) you own all Submissions posted by you on or through this Site or otherwise have the right to grant the ownership to Mortgageloan.com set forth in this section, and (ii) the posting of your Submissions on or through this Site does not violate the privacy rights, publicity rights, trademark rights, copyrights, contract rights or any other rights of any person or entity. You agree to pay for all royalties, fees, damages and any other monies owing any person by reason of any Submissions posted by you to or through this Site.

When submitting Submissions to or otherwise using this Site and/or the Materials available on or through this Site, you agree not to, without limitation:

·                  Defame, abuse, harass, stalk, threaten, or otherwise violate the legal rights (such as rights of privacy and publicity) of others.

·                  Post any false, inaccurate or misleading information.

·                  Use racially, ethnically, or otherwise offensive language.

·                  Discuss or incite illegal activity.

·                  Use explicit/obscene language or solicit/post sexually explicit images (actual or simulated).

·                  Post anything that exploits children or minors or that depicts cruelty to animals.

·                  Post any copyrighted or trademarked materials without the express permission from the owner.

·                  Disseminate any unsolicited or unauthorized advertising, promotional materials, 'junk mail', 'spam', 'chain letters', 'pyramid schemes', or any other form of such solicitation.

·                  Use any robot, spider, scraper or other automated means to access the Site.

·                  Take any action that imposes an unreasonable or disproportionately large load on our infrastructure.

·                  Alter the opinions or comments posted by others on this Site.

Proprietary Rights.

AVALONMORTGAGE.COM is a trademark of  in the United States. Other trademarks, names and logos on this Site are the property of their respective owners.

Unless otherwise specified in these Terms, all information and screens appearing on this Site, including documents, services, site design, text, graphics, logos, images and icons, as well as the arrangement thereof, are the sole property of AVALONMORTGAGE.com, Copyright © 2009 All rights not expressly granted herein are reserved. Except as otherwise required or limited by applicable law, any reproduction, distribution, modification, retransmission, or publication of any copyrighted material is strictly prohibited

Please also note that for copyright infringements under Section 512(f) of the Copyright Act, any person who knowingly materially misrepresents that material or activity is infringing may be subject to liability.

Disclaimer of Warranties.

Your use of this Site and/or the services is at your own risk. Neither the Materials, Submissions nor the Third Party Content have been verified or authenticated in whole or in part by Mortgageloan.com, and they may include inaccuracies or typographical or other errors. AVALONMORTGAGE.COM does not warrant the accuracy of timeliness of the Materials, Submissions or the Third Party Content contained on this SiteAVALONMORTGAGE.COM has no liability for any errors or omissions in the Materials, Submissions and/or the Third Party Content, whether provided by Mortgageloan.com or our licensors.  INTEREST RATES POSTED ON THE WEBSITE CAN CHANGE WITHOUT NOTICE.  Interest rates are the initial start rate and additional add on may apply due to overall credit risk  such as credit scores, LTV, and the type of loan being offered.  Avalon Mortgage, Inc. tries in good faith to honor rates that is post however during the processing of the loan and underwriting of the loan the terms and rates can change.  Avalon Mortgage, Inc. will then re-disclose the new terms and conditions to the client and will give enough notice according to federal and state laws.

AVALONMORTGAGE.COM, FOR ITSELF AND ITS LICENSORS, MAKES NO EXPRESS, IMPLIED OR STATUTORY REPRESENTATIONS, WARRANTIES, OR GUARANTEES IN CONNECTION WITH THIS SITE, THE SERVICES, ANY MATERIALS, SUBMISSIONS OR THIRD PARTY CONTENT, RELATING TO THE QUALITY, SUITABILITY, TRUTH, ACCURACY OR COMPLETENESS OF ANY INFORMATION OR MATERIAL CONTAINED OR PRESENTED ON THIS SITE, INCLUDING WITHOUT LIMITATION THE MATERIALS, THE THIRD PARTY CONTENT AND THE SUBMISSIONS OF OTHER USERS OF THIS SITE. UNLESS OTHERWISE EXPLICITLY STATED, TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THIS SITE, THE SERVICES, MATERIALS, THIRD PARTY CONTENT, SUBMISSIONS, AND ANY INFORMATION OR MATERIAL CONTAINED OR PRESENTED ON THIS SITE IS PROVIDED TO YOU ON AN “AS IS,” “AS AVAILABLE” AND “WHERE-IS” BASIS WITH NO WARRANTY OF IMPLIED WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT OF THIRD PARTY RIGHTS. AVALONMORTGAGE.COM DOES NOT PROVIDE ANY WARRANTIES AGAINST VIRUSES, SPYWARE OR MALWARE THAT MAY BE INSTALLED ON YOUR COMPUTER.

Limitation of Liability.

AVALONMORTGAGE.COM SHALL NOT BE LIABLE TO YOU FOR ANY DAMAGES RESULTING FROM (X) YOUR DISPLAYING, COPYING, OR DOWNLOADING ANY MATERIALS, THIRD PARTY CONTENT OR SUBMISSIONS TO OR FROM THIS SITE OR (Y) FROM ANY THEFT OR DESTRUCTION OR UNAUTHORIZED ACCESS TO, ALTERATION OF, OR UNLAWFUL USE OF YOUR PERSONAL INFORMATION, WHETHER FOR BREACH OF CONTRACT,, NEGLIGENCE OR ANY OTHER CAUSE OF ACTION. IN NO EVENT SHALL AVALONMORTGAGE.COM BE LIABLE TO YOU FOR ANY INDIRECT, EXTRAORDINARY, EXEMPLARY, PUNITIVE, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES (INCLUDING LOSS OF DATA, REVENUE, PROFITS, USE OR OTHER ECONOMIC ADVANTAGE) HOWEVER ARISING, EVEN IF AVALONMORTGAGE.COM KNOWS THERE IS A POSSIBILITY OF SUCH DAMAGE.

 

 

 
     
     
 
 
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" We would like to take this opportunity to tell you how much we appreciated the way in which the refinancing on our home was handled by our loan officer.  He did his very best to make this process as easy as possible for us.  He made the trip to our home to talk to us at our convenience and let us know the process we would be going through... He also got the closing close to our home so we would not have a long drive... He was referred to us by friends and we are very thankful for that.  We will definitely refer him to anyone who needs his expertise.  Please thank him again for us. " - Wanda and Russell
 
 
 
   
 

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