Serving Forsyth, Fulton, and Gwinnett Customers with Home Mortgages since 1996

We have refinanced with Avalon multiple times, and our experiences could not have been better. Avalon's staff is honest, professional, and efficient. This is an exceptionally well-managed company.  - Waymon and Pat
LOAN TYPES [+] Updated 09/09/11
Interest Rate    A.P.R.    
  30 Year Fixed
3.88% 4.22%
  20 Year Fixed
3.75% 3.99%
  15 Year Fixed
3.25% 3.44%
  10 Year Fixed
3.25% 3.44%
  3/1 Adjustable
2.88% 3.37%
  5/1 Adjustable
3.13% 3.60%
  7/1 Adjustable
3.63% 3.98%
  30 Year Fixed FHA
4.75% 5.02%
  15 Year Fixed FHA
4.25% 4.73%
  Jumbo 30 Year Fixed
5.13% 5.39%
  Jumbo 15 Year Fixed
4.63% 4.80%
Disclaimer :

Fees & charges apply and may vary by product and State. Subject to underwriting approval. Application required; not all applicants will be approved. Full documentation & property insurance required. Loan secured by a lien against your property. Consolidating or refinancing debts may increase the time and/or the finance charges/total loan amount needed to repay your debt. Taxes & insurance extra. Terms, conditions & restrictions apply. Advertised rate assumes: 30-year, fixed-rate, 1st lien, rate & term refinance mortgage on an owner-occupied, single-family residence; loan amount of $240,000; loan-to-value ratio of 80%; credit score of 721; and monthly escrowing of taxes & insurance. For example, as of 10/16/09, a $240,000 loan amount financed at 4.875% (5.084% APR) with 1.900 points and 80% LTV, would result in 360 monthly principal and interest payments of $1,270.10. Recent rate but rates, loan products & fees subject to change without notice. Your rate and term may vary. If you do not lock in a rate when you apply, your rate at closing may differ from the rate in effect when you applied. Important information relating specifically to your loan will be contained in the loan documents, which alone will establish your rights and obligations under the loan plan. Call for details.


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" We would like to take this opportunity to tell you how much we appreciated the way in which the refinancing on our home was handled by our loan officer.  He did his very best to make this process as easy as possible for us.  He made the trip to our home to talk to us at our convenience and let us know the process we would be going through... He also got the closing close to our home so we would not have a long drive... He was referred to us by friends and we are very thankful for that.  We will definitely refer him to anyone who needs his expertise.  Please thank him again for us. " - Wanda and Russell